Fiuu vs Billplz
Two Malaysian payment gateways compared using each provider's public pages, as at September 2026. Hakobi distributes Fiuu.
Which to look at first
Fiuu
Worth a close look if you want a wide spread of payment channels, several integration routes and GEBME POS support, and you are happy to be quoted rates.
Billplz
Worth a close look if you want to sign up from a dashboard, start with payment links or an API, and read its fee comparison first. We do not distribute Billplz.
Side by side
| Aspect | Fiuu | Billplz |
|---|---|---|
| What it is | A payment gateway operating since 2005, first as MOLPay and then as Razer Merchant Services. | A Malaysian payment gateway. It says more than 60,000 Malaysian organisations use it. |
| Payment methods | More than 110 channels: cards, FPX, e-wallets including Apple Pay and Google Pay, DuitNow, buy-now-pay-later and direct debit, plus cash at 7-Eleven. | FPX, Mastercard, Visa, DuitNow, GrabPay, Boost, Touch 'n Go eWallet, ShopeePay, Atome and CIMB. |
| Ways to connect | A hosted payment page, seamless checkout, no-code payment links, a mobile SDK, a virtual terminal and shopping-cart plugins. | A REST API, pre-built plugins for major e-commerce platforms and branded payment links. |
| Fees | Not published as one rate card. Rates come in a proposal. | Describes its fees as transparent, with no hidden fees, no trial and no contract. See its pricing page. |
| Payout timing | Depends on the payment method and plan. | Lists next-business-day FPX payout, or real-time. |
| Security | PCI DSS compliant and ISO/IEC 27001:2022 certified. | PCI DSS compliant, ISO 27018:2019 certified and a PayNet system integrator. |
| Getting started | Register, qualify with company details and certified documents, choose a plan, then integrate. Non-card channels usually within a week, card channels around a month. | Sign up from its dashboard. |
| With GEBME POS | GEBME POS supports Fiuu as a gateway. | See Billplz's site for point-of-sale support. |
| Where Hakobi fits | Hakobi distributes Fiuu. | Hakobi does not distribute Billplz. |
Both are established gateways with the local methods Malaysian customers use. Compare the payment methods you actually need, the fee structure for your average sale, payout timing and how the gateway connects to your till or shopping cart. Ask each for a quote on the same basket.
How fair this is
Hakobi sells or distributes one side of this comparison, so we are not neutral. Everything about the other side comes from its own public pages, as at September 2026. We make no claim about anything those pages do not say. If something here is out of date or wrong, email us and we correct it.
Want it compared on your business?
A table cannot see your outlets, your stock or your team. The consultation can, and it is free.
Or call 014-699 6598, or email [email protected].